Eyelid surgery is a multi-faceted and nifty operation that can revivify one’s facial features and reverse some of the negative impacts of aging. Below we look at some top tips for financing eyelid surgery.
Tips For Financing Eyelid Surgery
However, like many serious medical operations, eyelid surgery can be fairly expensive. Thus, many patients who might wish to undergo the operation may feel inhibited by adding double eyelid surgery costs to their expenses.
The good news, however, is that there are ways to finance eyelid surgery that make receiving treatment attainable for virtually every patient who might be interested. Here are some of the most common ways to go about it.
Why Finance?
The sad reality is that most plastic surgery operations are unfortunately not covered by most health insurance in the United States. This means that patients are left to seek out ways to pay for procedures out of pocket or through other means.
Even if you’re able to pay for an operation without much-added stress, you might find financing to be an attractive option. This is because you’ll be able to stretch your payments out over a period of time, which may be more convenient for you, depending on your personal situation.
Personal Loans
One of the most popular ways to finance plastic surgery is through the use of personal loans. A personal loan is a sum of money lent to a borrower by a financial institution, typically with interest attached over time.
There are many types of personal loans that cover a very wide range of monetary amounts. The amount lent will likely depend on a number of factors having to do with your own personal finances and credit history.
Finding a personal loan that is large enough to cover a surgery is likely the best and easiest way to cover a surgery for most patients.
Medical Credit Cards
Some medical institutions offer their patients financing with medical credit cards. Medical credit cards work as credit cards specifically designed to help patients cover medical expenses.
Many of these cards start at 0% APR, which can be very helpful if you’re feeling strapped about paying for your operation out of pocket.
However, like many credit cards, medical credit cards can end up with high APR percentages after the introductory grace period is over.
Payment Plans
Many medical offices also offer their patients’ payment plans independent of external financing from a financial institution.
Many of these payment plans can be bequeathed to a needy patient without investigating their credit history or financial history. In this way, they make accessing surgeries more accessible in general for a wider variety of patients.
Each facility will have a different set of guidelines surrounding its own methodology for granting these payment plans. You’ll be able to discuss whether this is the right course of action for you during your consultation with your physician.
Traditional Credit Cards
Another method that you might consider is using traditional credit cards in order to finance your eyelid surgery is utilizing traditional credit in order to soften the financial blow of your procedure.
Traditional credit cards come in all sorts of shapes and sizes and offer a plethora of types of financing. If you’re above the age of 25, chances are that you have at least some experience with one of these at some point in your life.
An important element of selecting the right credit card is taking a look at the types of APR and introductory grace periods that they offer, as this will impact your finances in the long term.
Personal Savings
If none of the above options seem appealing or accessible for you, then it might mean that you’ll find yourself dipping into your own personal savings to finance your operation.
Although this might sound intimidating, in many cases, this can be the preferable option since it involves less risk in terms of your long-term financial standing and credit score.
Taking this into account, dipping into your personal savings can actually end up proving the more affordable option in the long run. It may mean all the elements at play end up taken into account.
Your physician may have additional recommendations as well, depending on how they review your personal financial situation.
Serving Orange County The Best
OC Oculoplastic offers flexible financing options for patients of all backgrounds. If you’re considering obtaining eyelid surgery and aren’t sure exactly how you’re going to pay for it, then schedule a consultation with our award-winning team in order to discuss your options and find out why we’re the best facial eyelid surgeon in Orange County.